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Real Estate Market Condition in California The economic crisis has brought increasing instability to the Unites States real estate market and the same thing can be said about California. Getting a mortgage for home purchase is seldom troublesome for the buyer due to the increase in value of developed and undeveloped land. California has always been one of the most expensive places to reside in and their properties are always first class. But since the economic crisis caused an uncertainty in the market, the credit slowdown offers a financial benefit for the homeowner to refinance their loan.