Posts Tagged ‘retirement plan

What’s happening with Larry now? He is currently looking at retirement plans being pushed back at least 5 years, maybe longer. He’s heard of some layoffs in his company so is worried about job security, his investments, including his 401k, took such a steep nosedive he’s wondering if and when they will regain their value. All of these changes took place very rapidly.

A person’s financial future is not a certain thing but anyone who believes that either their retirement funds or the benefits available from social security will be enough to provide for them is in for a shock. Long term investment is the answer as no-one can be sure when they will no longer be able to work and will need to retire.

How can we narrow down the fifteen or so classes of investments that provide high yield incomes? That was our initial objective. At Alpine Strategies, we looked over these classes and noticed a heightened interest in articles on our AboutETFs.com website concerning bonds. It appears many people are more interested than every in US government bonds and T-Bills. Some people are cautiously considering corporate bonds as well. This leads us to another question. Is it time to move most, or all, of your portfolio to US government paper? We do not think so and will explain why.