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In: Finance
3 Jun 2009In the last several years, credit card fees have been getting ridiculous. That’s because the credit card companies have had free reign to charge just about anything they wanted. They’ve also been able to hide much of it from us by burying the details in long-winded fine print and legalese.
In: Finance
2 Jun 2009Sad as it is, there is the danger of being victimized by criminals everywhere these days. You may not even see them, but they are there waiting for an opportunity. One of the biggest threats to your security is identity theft over the internet. For tech-savvy criminals around the globe, stealing credit card information is rapidly becoming the most popular crime to commit.
In: Finance
2 Jun 2009Consolidating your credit card debt is actually one of the smartest decision you could ever make. Credit card consolidation is ideal for anyone who is looking to have better credit now, and in the future. Consolidation is very common these days, and it is actually a sure way to combine your debt and make sure that you never get yourself too far in credit card debt.
In: Personal Finance
28 May 2009It’s hard to live with bad credit. You need credit to lease a house or car. Most loans you apply for will be turned down with bad credit. It can be frustrating to have bad credit.
In: Personal Finance
27 May 2009Regardless of your record or history, there are a number of quick & easy steps you can take towards credit repair. It’s never too late, and costs nothing, yet the results can be huge!
Consumers are trained to fear the words, “Self Credit Repair.” This is do to the unscrupulous business practices of some credit agencies and credit attorneys. For the most part these companies have manage to make a living from charging the consumer for services that they cannot legally deliver.
In: Finance
22 May 2009Let’s jump right in and peal back some of the mystery surrounding repairing your credit yourself. The process for the most part is pretty simple. It is accomplished by a series of dispute letters which is sent to the three major credit bureaus. The part that most books leave out is you should also send letters of dispute to your creditors.
In: Finance
20 May 2009You are loosing money while you read this. Your creditors are laughing all the way to the bank. Because you have a low Credit Score you are paying more in interest rates, and god knows what additional fees are being tacked on.
In: Finance
16 May 2009The process of repairing your credit is done through a series of dispute letters which are sent to the three main credit bureaus. You should also send a letter of dispute to your creditors. The goal is to make sure that everyone is on the same page.
In: Personal Finance
29 Apr 2009For those who have had to declare bankruptcy, you already know that this is one of the most damaging marks that you can have on your credit report. Many creditors consider it a “deal-breaker” when considering credit applications.