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Posts Tagged ‘credit card debt’
The Importance of Personal Finance
In: Personal Finance
3 Jun 2009The basis of personal finance comes from well-known, proven economic principles. It involves applying these principles to our individual monetary expenditures, which encompasses:
$500,000 Awarded to California Couple in FDCPA Case
In: Finance
3 Jun 2009Last month, Manuel and Luz Fausto won one of the biggest collection awards documented in the last couple of years under the Fair Debt Collection Practices Act (FDCPA) against Credigy Services Corporation. A California jury awarded the Faustos $500,000 in damages derived from harassment by Credigy collectors. Of the sum, granted $100,000 was for actual damages the Faustos experienced, while $400,000 was in punitive damages, granted for malicious and reckless disregard of the couples rights. According to one of the Faustos lawyers, David Humphreys of Humphreys Wallace Humphreys, P.C., and the case derived from a debt on a Wells Fargo charge card opened in 1992.
That Sinking Feeling
In: Home & Family
1 Jun 2009The dream of America, now, is nothing more than just getting by. In fact, there seems to be two constants in this modern, American life: debt and more debt. As billions are paid out to the wealthiest few, we in the middle and below continue our constant struggle for some kind of equilibrium, some kind of balance. We are hopeful to just make ends meet, to have too many bills outstanding, to have one less financial ball to juggle every month.
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Clear Credit Card Debt and Be Debt Free
In: Finance
31 May 2009Many people just like you need to clear credit card debt. You may be searching for a way to get out of debt too. If you are living in debt, you know the stress that debt causes. It is hard to go through each day knowing that you owe a lot of money and trying to figure out how you will pay it back. It is important for you to clear credit card debts as soon as possible, because finance charges are very high and they accumulate rapidly. Your credit scores also suffer when you have a large amount of credit card debt. You probably receive many offers in the mail each week for new credit cards. However, if you take advantage of these credit card offers you may be tempted to overspend and run up a high credit card bill.
How To Clear Your Credit Card Debt
In: Finance
27 May 2009You may be one of the many people looking for ways to clear credit card debt. Your efforts to clear credit card debts are important, because credit card debts are expensive and detrimental to your credit scores. You will find attractive credit card offers everywhere, however, easy access to credit cards makes it easy for you overspend and fall into the debt trap.
The Best Way To Clear Your Credit Card Debt
In: Finance
27 May 2009Many people just like you need to clear credit card debt. You may be searching for a way to get out of debt too. If you are living in debt, you know the stress that debt causes. It is hard to go through each day knowing that you owe a lot of money and trying to figure out how you will pay it back. It is important for you to clear credit card debts as soon as possible, because finance charges are very high and they accumulate rapidly. Your credit scores also suffer when you have a large amount of credit card debt. You probably receive many offers in the mail each week for new credit cards. However, if you take advantage of these credit card offers you may be tempted to overspend and run up a high credit card bill.
Collection Agency Head Indicted for Alleged Theft of $2.7 Million From City of Boston
In: Finance
27 May 2009A Grand Jury in Suffolk County, Mass. yesterday returned indictments against the president of a collection agency for purportedly stealing millions of dollars worth of excise taxes from the City of Boston.
You Don’t Want to Live in Debt Any Longer
In: Home & Family
26 May 2009A debt consolidation quote is the quote given by a debt consolidation company. If you are struggling to pay your credit card bills every month, or if you have a large amount of debt, debt consolidation is the process that you need in order to become debt free. The debt consolidation company will find out some basic information about your financial status and give you a free debt consolidation quote advising you of the best solution to your debt needs.
The Use of a Financial Industry Insider
In: Finance
26 May 2009Nearly all individuals realize later that they could have a more improved life if they recognized a sound financial planning for themselves earlier on in life. With the fast turnover of information today, one of the best ways to set out financial planning is to simply find a contact with an industry’s insider, a certified financial planning professional.
Always ascertain what certifications your financial expert possesses. Ask about the financial services he has endorsed or presently offering. These are great clues whether he is the best for your case. Take those notes down and have a second look at them before you finally decide. But you can get overwhelmed with the terms and their long resumes.
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